What is a Catastrophic Injury?

Catastrophic injuries are extreme injuries that arise from a motor vehicle accident that cause:

  • Paraplegia or quadriplegia – paralysis that results in the partial or total loss of use of the limbs and torso;
  • The amputation of an arm or a leg or other impairment causing the total and permanent loss of use of an arm or a leg;
  • The total loss of vision in both eyes;
  • Brain impairment that results in a score of 9 or less on the Glasgow Coma Scale, or a scale of 2 (vegetative) or 3 (severe disability) on the Glasgow Outcome Scale;
  • Any impairment or combination of impairments that results in a 55 percent or more impairment of the whole person;
  • Any impairment that results in a class 4 impairment  or class five impairment (extreme impairment) due to mental or behavioural disorder